Credit Officers (2)

Location: Mubende, Uganda

Industry: Finance

Job Type: Full-time

Company: Donswift Company

Job Overview

Donswift Company is seeking to hire two qualified and experienced Credit Officers to join our team in Mubende. The successful candidates will play a critical role in expanding our loan portfolio, managing client relationships, conducting credit appraisals, and ensuring timely repayment of loans. This role is ideal for a results-oriented individual passionate about financial inclusion and community empowerment.

Key Duties and Responsibilities

• Assist in conducting market research and survey activities within targeted communities.
• Solicit new loan accounts in accordance with specific periodic performance targets outlined in the branch’s business plan.
• Acquire and maintain new business relationships and loan accounts.
• Drive portfolio growth in line with the company’s performance targets.
• Contribute ideas and input toward marketing plans and campaigns aimed at boosting revenue.
• Conduct aggressive field marketing campaigns to attract new clients.
• Orient and educate prospective clients on the company’s loan products and procedures.
• Receive, review, and evaluate loan applications, performing thorough credit appraisals of applicants and their guarantors or sureties.
• Inspect and appraise properties offered as loan collateral to verify their adequacy and legality.
• Prepare detailed credit proposals for presentation to the branch credit committee for review and approval.
• Participate as an active member of the loan committee, contributing to sound credit decision-making.
• Maintain strong relationships with clients through regular follow-ups and site visits before, during, and after loan disbursement.
• Closely monitor loan repayments, enforce loan agreements, and maintain zero tolerance for overdue accounts.
• Support fellow credit officers in delinquency crisis management and recovery efforts.

Required Qualifications and Skills

• A diploma or degree in Microfinance, Business Administration, Finance, or a related discipline from a recognized institution.
• At least 2 years of hands-on experience in credit processing, loan marketing, or client relationship management.
• Proven ability to analyze financial data and assess creditworthiness effectively.
• Excellent communication and interpersonal skills, with the ability to engage clients from diverse backgrounds.
• Proficiency in Microsoft Office tools including Word and Excel.
• Strong organizational skills, attention to detail, and ability to work independently with minimal supervision.
• High level of integrity and professionalism.

Why Join Donswift Company?

At Donswift Company, we are committed to providing access to affordable financial solutions while fostering professional growth for our employees. As a Credit Officer, you’ll work in a supportive environment that rewards hard work, integrity, and innovation. You’ll also be part of a team that is changing lives by enabling individuals and businesses to access capital and grow.

Application Instructions

If you meet the above qualifications and are passionate about making a difference through financial services, we invite you to apply. Interested individuals should submit the following documents:

• Application letter
• Updated CV (in PDF format)
• Copies of academic transcripts and relevant certificates

Send your application to: [email protected]

Deadline: 12th August 2025

Only shortlisted candidates will be contacted.

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