Credit Manager Job Opportunity at Pesapal Uganda

Location: Kampala, Uganda
Deadline: 4th July 2025
Employment Type: Full-time

Advance Your Finance Career with Pesapal Uganda

Are you a seasoned finance professional with strong experience in credit risk management, loan product operations, and portfolio performance tracking? Pesapal Uganda is hiring a Credit Manager to take charge of implementing and localizing its credit product offering in Uganda.

This is a prime opportunity to join one of Africa’s leading digital payment platforms and contribute to the expansion of credit services in the fintech space. If you have a track record in credit operations, business development, and risk control, and are passionate about driving financial inclusion, this role is for you.

About Pesapal

Pesapal is a reputable fintech company offering a secure, seamless, and simple platform for digital payments across Africa. We collaborate with banks, telecoms, and card networks to expand the reach of payment and credit products that promote financial access and growth for businesses and individuals alike.

Job Summary

As a Credit Manager, you will report to the Head of Credit and will be responsible for customizing and executing the group’s credit strategy in Uganda. You’ll be expected to bring local insights, manage day-to-day credit operations, and ensure compliance with both internal risk policies and Bank of Uganda regulations.

This role is pivotal in enhancing product uptake, protecting portfolio health, and boosting profitability for Pesapal’s credit line in Uganda.

️ Key Responsibilities

Business Development

• Collaborate with commercial and sales teams to boost credit product uptake.

• Propose, initiate, and manage campaigns to increase credit usage and retention.

• Monitor credit portfolio performance versus revenue targets.

• Develop and manage strong relationships with clients to support credit product usage.

⚙️ Credit Operations & Risk Management

• Assess customer creditworthiness and viability using credit scoring models.

• Ensure timely disbursement, collections, and debt recovery processes.

• Track repayments, overdue accounts, and mitigate risk of defaults.

• Negotiate repayment terms and manage loan rescheduling where needed.

Strategy & Localization

• Translate high-level credit frameworks into market-appropriate strategies.

• Align targets, policies, and processes with local market dynamics.

• Provide regular market insights to the Head of Credit and other key decision-makers.

️ Regulatory Compliance & Reporting

• Ensure adherence to Bank of Uganda and data protection regulations.

• Maintain all credit-related reports and documentation in compliance with internal and external standards.

• Support both internal and third-party audits.

• Compile and submit periodic reports on disbursement, collections, risk exposure, and non-performing loans.

✅ Qualifications & Experience

Minimum Requirements:

• Bachelor’s degree in Accounting, Commerce, Banking, Finance, or Economics.

• Minimum of 3 years' experience as a Credit Manager or similar role in a financial institution, digital lender, or microfinance institution.

• Strong knowledge of credit assessment tools, debt collection, loan scoring models, and customer risk profiling.

• High proficiency in Microsoft Office, especially Excel; working knowledge of ERP or QuickBooks is a plus.

Desired Skills:

• Excellent analytical thinking, negotiation, and decision-making skills.

• Deep understanding of credit performance metrics and portfolio analysis.

• Ability to implement and track credit risk mitigation measures.

• Strong verbal and written communication skills.

• Meticulous attention to detail and a results-driven mindset.

Why Join Pesapal?

• Be part of an innovative fintech company shaping the future of digital finance in Africa.

• Work in a growth-oriented environment that encourages autonomy and strategic thinking.

• Access to cross-functional collaboration, professional development, and leadership exposure.

• Competitive compensation with performance-based growth opportunities.

How to Apply

Interested candidates should send their updated CV and academic credentials via email to:
[email protected]
Subject Line: Application for Credit Manager – Uganda

️ Deadline for applications: Friday, 4th July 2025 at 5:00 PM (EAT)
Only shortlisted candidates will be contacted.

Related Keywords:

• Credit Manager jobs in Uganda

• Loan Officer roles Kampala

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• Risk and Compliance jobs Uganda

• Microfinance credit jobs Uganda

• Finance and banking vacancies 2025

For more verified finance jobs in Uganda, including credit analyst, loan officer, and risk manager roles, visit UgandaJobsNetwork.com – your trusted hub for career advancement in Uganda.