Credit Manager-Jobs in Uganda

Credit Manager Job at KCB Bank Uganda

Position: Credit Manager
Employer: KCB Bank Uganda
Location: Kampala, Uganda
Industry: Finance / Banking
Employment Type: Full-time
Application Deadline: 11th July 2025

Are you a seasoned credit professional with extensive experience in credit assessment, risk management, and loan portfolio growth? Do you possess the leadership and technical skills required to manage a high-performing credit team in a dynamic banking environment? If so, KCB Bank Uganda invites you to apply for the role of Credit Manager, a key position that plays a critical role in maintaining a healthy loan book and driving financial growth.

About KCB Bank Uganda

KCB Bank Uganda, a member of the KCB Group, has operated in Uganda since 2007 and is licensed by the Bank of Uganda as a commercial bank. The Bank offers a comprehensive range of financial services, including retail banking, corporate banking, SME lending, and digital financial solutions. With a strong focus on innovation, customer service, and risk management, KCB Bank is committed to supporting Uganda’s economic transformation.

KCB Uganda is part of the wider KCB Group, one of the largest and most prestigious banking groups in East Africa, with a footprint in Kenya, Tanzania, Rwanda, Burundi, South Sudan, and Uganda.

Job Purpose

The Credit Manager will be responsible for providing timely, quality, and prudent credit decisions on loan applications in line with the Bank’s credit policy and risk appetite. Reporting directly to the Head of Credit, the role includes leading and mentoring the credit team, overseeing compliance with service-level turnaround times, supporting the development of credit products, and ensuring growth of the quality loan portfolio.

This is an ideal role for candidates looking for senior-level credit analysis jobs in Uganda, finance leadership roles, or KCB career opportunities.

Key Responsibilities

• Assess and make informed decisions on loan applications within your discretionary approval limits, or escalate recommendations to the higher approval authority in complex cases.

• Ensure compliance with the Service Level Agreement (SLA) and turnaround times (TAT) for credit decisioning and documentation.

• Provide leadership and performance management for the credit team at Head Office and support branches across the country.

• Offer coaching, mentoring, and support to credit staff in line with best practices and KCB Bank’s credit philosophy.

• Conduct credit risk assessments to ensure high-quality and secure credit approvals that minimize potential defaults.

• Play a lead role in the design and review of credit products, risk appraisal tools, and credit scorecards.

• Identify credit skills gaps across teams and recommend or implement up-skilling initiatives and internal training.

• Conduct periodic branch visits and spot checks to ensure proper credit administration and portfolio quality.

• Step in for the Head of Credit or Senior Credit Manager as delegated, ensuring continuity in leadership and execution.

• Participate in credit risk committee meetings, internal audits, and policy reviews.

Minimum Qualifications and Experience

Academic & Professional Qualifications

• A Bachelor’s degree in Economics is mandatory.

• Certified Credit Management or Credit Risk Management professional certification is required.

• A Master’s degree in Economics, Finance, Banking, or a related discipline is an added advantage.

Work Experience

• At least 6 years of progressive experience in the banking sector, specifically in:

  • Credit risk analysis and approval

  • Relationship management

  • Problem loan management or recovery

  • Credit monitoring and compliance

Key Competencies and Attributes

• Strong analytical and credit assessment skills.

• Sound understanding of bank lending principles, collateral management, and credit policy frameworks.

• Proficiency in interpreting financial statements, conducting cash flow analysis, and assessing creditworthiness.

• Excellent communication, negotiation, and interpersonal skills.

• Strong leadership and mentoring capability with a proven track record of managing diverse teams.

• High standards of integrity, confidentiality, and professionalism.

• Sound knowledge of regulatory guidelines, BOU credit risk regulations, and industry standards.

Why Join KCB Bank Uganda?

At KCB Bank, you will be part of a dynamic and high-performing environment that rewards innovation, ethical leadership, and continuous learning. The Bank offers:

• Competitive salary and performance-based incentives

• Opportunities for regional exposure across the KCB Group

• Access to internal and external learning and development programs

• A culture of integrity, collaboration, and customer service excellence

How to Apply

If you meet the above qualifications and are passionate about credit management in the banking industry, please apply via the official KCB Bank Uganda job portal using the link below:

CLICK HERE TO APPLY

Application Deadline:

️ Friday, 11th July 2025 at 5:00 PM EAT

Only shortlisted candidates will be contacted. KCB Bank Uganda is an equal opportunity employer and values diversity and inclusion at the workplace.

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